Determination of Factors Affecting Agricultural Credit Usage Decisions of Farmers in Niğde and Karaman Provinces

Ali Berk

Abstract


In this study, the factors affecting agricultural credit usage decision of farmers in Niğde and Karaman provinces were examined. Data was collected by face-to-face survey method from 67 farmers and was analyzed with Tobit method. Findings revealed that, factors such as education level, family size and residence status have affected negatively, while tractor ownership has affected positively on farmer’s decision. The R2 value, which gave an information about goodness of fit of model was calculated as 0.209, Akaike information criteria was calculated as 1.321. It is obvious that there is a need for credit utilization in favorable conditions for access to credit in the region and the arrangements to be made in this regard will contribute to the continuity of agricultural production in the region.

Keywords


Agricultural Credit; Probit Model; Niğde; Karaman; Turkey

Full Text:

PDF (Türkçe)


DOI: https://doi.org/10.24925/turjaf.v7i8.1182-1188.2619

 Creative Commons License
This work is licensed under Creative Commons Attribution 4.0 International License

ISSN: 2148-127X

Turkish JAF Sci.Tech.

Turkish Journal of Agriculture - Food Science and Technology (TURJAF) is indexed by the following national and international scientific indexing services:



 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 





Our Journals

Turkish Journal of Agriculture - Food Science and Technology

International Journal of Poultry - Ornamental Birds Science and Technology

Turkish Research Journal of Academic Social Science

Turkish Research Journal of Academic Technical Science

Turkish Research Journal of Academic Health and Medical Sciences

Our congresses

International Anatolian Agriculture, Food, Environment and Biology Congress (TARGID)

International Congress of the Turkish Journal of Agriculture - Food Science and Technology (TURJAF)

Our Youtube Channel

TURAS TV

Our Books

Our Scientific Books

About Us

The Turkish Science and Technology Publishing (TURSTEP) is an online and open-access platform to publish recent research and articles of scholars worldwide. Founded in 2013 and based in Turkey, the TURSTEP as a platform for academics, educators, scholars, and students from Turkey and around the world, to connect with one another. The TURSTEP disseminates research that is proven or predicted to be of significant influence for the general public.

       

Contact Us

Please send all inquiries to the email:

teditor@agrifoodscience.com

Business Adress

Eğriköprü Mh. 75-28. Sk. 11/10 58050 Merkaz/Sivas, Turkey